Pet insurance premier plan for your cat or dog

Premier Plan Benefits	Rebate	Limit per policy period
Illness and/or Injury – unless limited as shown below	85%	$9000
Specialist Veterinarian - illness resulting in surgery	85%	$2500
Obstructions – foreign body	85%	$2000
Cruciate Repair	85%	$2000
Luxating Patella - if not inherited	85%	$1500
Cancers - diagnostics/surgery/medical treatment	85%	$1500
Neutering - includes pre bloods tests - Whilst neutering or spaying may be done once cover has commenced, a claim on this benefit may not be lodged until the pet has been covered for 13 months. After 13 months continuous cover with Ellenco, you may then make your retrospective claim as per the benefit provided on this plan	85%	$120
Chronic, ongoing or recurring conditions per condition diagnosed	85%	$700
Vaccinations/annual health check - one per policy period Excluding kitten or puppy vaccination	85%	$30 for cats $35 for dogs
Complementary Medicine - homeopathy, physiotherapy, acupuncture, chiropractic and hydrotherapy	85%	$400
Imaging CT scan, MRI scan and myelogram	85%	$600
Dentistry - excluding descale and polish	85%	$300
Replacement Pet Death by illness or accident prior to the age of 5 years	85% 85%	$500 dog $300 cat
Advertising For lost pets	85%	$100
*Inherited Conditions (optional extra benefit) - this benefit is only available if the owner opts to add it at policy commencement and pays an additional annual premium more (Inherited conditions are passed down through the bloodlines from parents, grandparents and possibly further back to the offspring. Hip Dysplasia is a common one.)	NIL (or subject to extra premium being paid at policy commencement 85%)	NIL (or subject to extra premium being paid at policy commencement $1500)
Funeral Expenses Cremation, burial or headstones	85%	$300

Maximum claim in any one policy period		$9900
Premiums for Ellenco Premier Plan (GST Included)	Yearly	Monthly
Cats - less than 7 years old (Want to cover more than one cat? Please click here for discounts for multiple pets) Additional Options Funeral Plan cover Inherited Conditions cover	$278.21	$25.50
Dogs – less than 5 years old (Want to cover more than one dog? Please click here for discounts for multiple pets) Additional Options Funeral Plan cover Inherited Conditions cover	$397.14	$36.40
Dogs – Select breeds less than 5 years old	$433.63	$39.75
Note: Procedure limits apply irrespective of treatment provider. Surgery limits are inclusive of diagnostic and post operative treatment. On payment of premium, the policy commences immediately for accident and after 14 days for illness, subject to the acceptance of your application. At entry date, if a dog is aged 5 years or over, a standard excess of 15% applies to all claims. Please contact us for premiums. Exclusions include inherited and congenital conditions. The Pet Policy has full conditions and exclusion details. Inherited conditions are passed down through the bloodlines from parents, grandparents and possibly further back to the offspring. Hip Dysplasia is a common one. Select Breeds, just as some dogs cost more to feed, veterinary care costs more too. If you are covering one of these select breeds, your premium will be higher: Boxer, Bulldog (English & American), Bloodhound, Bouvier des Flanders, Deerhound, Dogue de Bordeaux, Giant Schnauzer, Great Dane, Irish Wolfhound, Leonberger, All Mastiff, All Mountain Dogs (Bernese, Estrela, Pyrenean), Newfoundland, Old English Sheepdog, Rottweiler, St Bernard and Shar-Pei. Please Note: Cover available within New Zealand only. > Click to apply now for Premier Plan