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Ellenco have four Medical AND Surgical Plans; Base, Ultra, Premier and Jade. This gives you
comprehensive cover for vet medical bills as well as surgical bills (up to the stated maximums). If you would prefer a surgery only option, please see Ellenco Bronze and Silver Surgical Plans

 
  Plan Rebate Excess Limit per policy period
(per year)
 
   Base
 
70% cover Nil $4000
   Ultra       
 
80% cover Nil $6000
   Premier  
 
85% cover Nil $9000
   Jade 100% cover $100 per unrelated illness or injury $9000 (cats)
$12000 (dogs)


PS We've made this comparison table deliberately narrow for printing

Comparison of Ellenco Plans
Premiums are at the bottom of the table below, along with a brief summary of terms and conditions.
 

Benefits Base Ultra Premier Jade
Rebate Limit per policy period
 
Rebate Limit per policy period Rebate Limit per policy period Rebate Limit per policy
period
     
For illness
and/or injury
 
70% $4000 80% $6000 85% $9000 100%*

*$100 excess per unrelated illness or injury
$9000
(for cats)
$12000 (for dogs)
per policy period for veterinary fees for illness and injury
Specialist Veterinarian 70% $1500 80% $2000 85% $2500 100%* see top box

 

Obstruction
- foreign body
 
70% $1100 80% $1600 85% $2000 100%* see top box
Cruciate 70% $1000 80% $1500 85% $2000 100%* see top box
 
Patella
(if not inherited)
70% $600 80% $1200 85% $1500 100%* see top box
 
Cancers 70% $800 80% $1200 85% $1500 100%* see top box
 
Neutering*

 

_ _ 80% $100 85% $120 _ _
Chronic, ongoing or recurring conditions
per condition diagnosed
 
70% $250 80% $500 85% $700 _ _
Vaccination /annual health check
One annual booster per year (excluding kitten or puppy vaccination)
 
70% $20
cats
$25 dogs
80% $25
cats
$30 dogs
85% $30 cats
$35 dogs
_ _
Complementary Medicine
Homeopathy, acupuncture, Physiotherapy, chiropractic.
 
70% $250 80% $300 85% $400 100%* see top box
Imaging
CT scan, MRI scan, myelogram
70% $400 80% $500 85% $600 100%* see top box

 

Dentistry
Treatment due to accidents only (Premier plan includes limited medical costs)
 
70% $100 80% $200 85% $300 _ _
Replacement pet
Death by illness,
up to age 5 years



Death by accident,
up to age 5 years
 
 

 _
 
_  _
 
 _
 
85%
 
$500 dog
$300
cat
 
_ _
70% $100 80% $250 85% $500
dog
$300
cat
_ _
Advertising
For lost pets
 
70% $50 80% $50 85% $100 _
 
_
Inherited / congenital conditions
(extra option)

(*subject to additional premium being paid at policy commencement)
70%*
 
$600.00* 80%* $1200* 85%* $1500* 100%* ($2000 cover at $100% may be added on*)
 
Funeral Expenses
(extra option)

Cremation, burial or headstones
(*subject to additional premium being paid at policy commencement)
 
100%*
 
  $300* 100%*
 
 $300* 100%*
 
$300 _ ($300 over at 100% may be added on*)

Maximum claim
in any one policy period
 

$4000
per annum

$6000
per annum

$9000
per annum

$11000 per annum (cats)
$13000 per annum (dogs)

 
 
Premiums Base Ultra Premier Jade
Monthly Yearly Monthly Yearly Monthly Yearly Monthly Yearly
Dogs
-
less than 5 years old
$22.59 $246.45 $32.05 $349.60 $37.21 $405.95 $32.89 $358.80

 

Cats
-
less than 5 years old
$15.18

 

$165.60

 

$21.98 $239.78 $26.07 $284.40 $22.77

 

$248.40
Select Breed Dogs** $26.63 $290.49 $35.32 $385.31

 

$40.63 $443.27 n/a n/a

Easy premium payments by auto payment or invoice (cheque or internet banking).
Savings for multiple pets may apply. Payment also available quarterly or half yearly,
please ask for a quote if you have more than one pet or wish to have payment frequencies
other than monthly or annually..


For older pets, dogs commencing over the age of 5 years old or cats commencing over the age of 7 years old, please email Ellenco or phone 0800
738 752 for premium rates and extra conditions.
 

 
Savings for multiple pets may apply
A small discount applies only when two or more same species pets are insured on the same plan i.e.) 2 or more cats on the same plan, OR two or more dogs on the same plan. The discount does not apply to select breeds or crossbreeds that include one or more of the nominated select breeds. Discounts do not apply to any cat COMMENCING over the age of seven, or any dog COMMENCING over the age of five. The two or more pets must be below these ages to qualify for the saving. The discount rates are published at the bottom of the relevant plans page.

* Neutering cover (Premier and Ultra plans only)
You don't need to wait thirteen months to neuter/desex your pet. Once cover has started, have them neutered/desexed and hold your receipts. After 13 months continuous cover on this plan for your Pet with Ellenco on Premier or Ultra plans, you may then make your claim as per the benefit provided on this plan.

Cover commences immediately for accidents and after 14 days for illnesses, subject to acceptance of your application.

**Select Breeds
Just as some dogs cost more to feed, veterinary care costs more too. if you are covering one of these breeds, your premium will be the "Select Breed" rate as above. Select breeds are Boxer, Bulldog, Bloodhound, Bouvier des Flanders, Deerhound, Giant Schnauzer, Great Dane, Irish Wolfhound, Leonberger, Mastiff (Bullmastiff, Neopolitan and Tibetan), Mountain (Bernese, Estrela and Pyrenean), Newfoundland, Old English Sheepdog, Rhodesian Ridgeback, Rottweiler, St Bernard and Shar-Pei

Summary of Policy Terms and Conditions
Over 5 years of age at commencement for dogs, or seven years for cats: A standard excess of 15% applies to all claims subject to a minimum of $20.00. If commencing over these ages, a higher premium will apply.
please email Ellenco or phone 0800 738 752  for premium rates and extra conditions. If you commence PRIOR to these ages, extra excess and premiums will not apply. Exclusions: inherited conditions, pre existing conditions, breeding activities, routine eye inspections, puppy or kitten vaccinations, routine health care. For full exclusions, see your policy document.

last updated May 26 2010
(Cover is provided only in New Zealand)


Ellenco have been a trusted and long established company, offering pet medical insurance in New Zealand since 1990. NZKC chooses Ellenco as their pet medical insurance partner. Plus, with every plan you buy through petsonthenet.co.nz, a small amount goes directly back to supporting this free nationwide e-service for lost and found pets and pets in need of re-homing. So thank you for your interest and support.

>>> click to apply online now

   

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 (Reproduced by petsonthenet.co.nz with permission) 

 Contact Ellenco direct 0800 738 752 or e-mail ellenco@xtra.co.nz

 



 
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