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 Ellenco Pet Insurance  
 
Base Plan
 

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Ellenco Pet Insurance logoBase Plan
Medical & surgical pet insurance
70% cover
up to $4000 per annum*
(* within stated maximums, as per policy)


Base Plan is a Medical and Surgery Plan providing up to $4000 cover for surgery and general medical treatment at a rate of 70% of veterinary cost, plus other benefits. Apply online today for your Ellenco "Base Plan".

Additional Cover
Additonal cover for Funeral Plan cover and/or Inherited Conditions cover may be added at the commencement of this plan

Benefits of Base Plan
Below is a summary of the benefits for Base Plan. Full details are in the policy document. Premiums are at the bottom of the table.


Our Tip: Save time, paper and effort...
Click here to compare Premier, Ultra, Base & Jade plans
"side by side" in one easy (printable) table.

 
Base Plan Benefits
Rebate
Limit per
policy period

Illness and/or Injury
- unless limited as shown below
 

70%

$3000

Specialist Veterinarian
- illness resulting in surgery
 

70%

$1500

Obstructions
- foreign body
 

70%

$1100

Cruciate Repair
 

70%

$1000

Luxating Patella
- if not inherited
 

70%

$600

Cancers
- diagnostics/surgery/medical treatment

 

70%

$800

Chronic, ongoing or recurring conditions
- combined limits for both medical and surgical per condition diagnosed
 

70%

 

$250

 

Neutering
- no cover on this plan, but Ultra and Premier do have cover for this.
 
NIL NIL

Vaccinations and/or annual health check
- one per policy period Excluding kitten or puppy vaccination
 

70%

$20 for cats
$25 for dogs

Complementary Medicine
– homeopathy, physiotherapy, acupuncture, chiropractic
and hydrotherapy
 

70%

$250

Imaging
-
CT scan, MRI scan and myelogram
 

70%

$400

Dentistry
-
treatment as a result of a accidents only
(Premier Plan includes limited medical costs)
 

70%

$100

Replacement Pet (cat or dog)
-
death by accident only prior to the age of 5 years

70%

$100

Advertising
-
for lost pets

70%

 

$50

*Inherited Conditions (optional extra benefit)
- this benefit is only available if the owner opts to add it at policy commencement and pays an additional annual premium
more

(Inherited conditions are passed down through the bloodlines from parents, grandparents and possibly further back to the offspring.  Hip Dysplasia is a common one.)
 

NIL
(or subject to extra premium being paid at policy commencement 70%*)

NIL
(or subject to extra premium being paid at policy commencement $600*)

Funeral Expenses (optional extra benefit)
(available only subject to additional premiums having been paid. Click here about adding funeral cover to your Base Plan)

Cremation, burial or headstones
(Premier plan has "built in" cover for this)
 

NIL
(or subject to extra premium being paid
100%*)

 

NIL
(or subject to extra premium being paid
$300.00*)

 

 

Maximum claim in any one policy period

 

$4150

Premiums for Ellenco Base Plan (GST included)
Yearly
Monthly
Cats - less than 7 years old
(Want to cover more than one cat? Please click here for discounts for multiple pets)

Additional Options
Funeral Plan cover
Inherited Conditions cover
 
$165.60




$40.25
$25.56
$15.18




$3.69
$2.34
Dogs – less than 5 years old
(Want to cover more than one dog? Please click here for discounts for multiple pets)

Additional Options
Funeral Plan cover
Inherited Conditions cover
 
$246.45




$63.25
$76.67
$22.59




$5.80
$7.03
Dogs – Select breeds
(less than 5 years old)
 
$290.49
$26.63

Note:
  1. Procedure limits apply irrespective of treatment provider.
  2. Surgery limits are inclusive of diagnostic and post operative treatment.

On payment of premium, the policy commences immediately for accident and after 14 days for illness, subject to the acceptance of your application.
At entry date, if a dog is aged 5 years, a standard excess of 15% applies to all claims. Please contact us for premiums.  

Inherited conditions are passed down through the bloodlines from parents, grandparents and possibly further back to the offspring.  Hip Dysplasia is a common one.

Select Breeds, just as some dogs cost more to feed, veterinary care costs more too. If you are covering one of these select breeds, your premium will be higher: Boxer, Bulldog (English & American), Bloodhound, Bouvier des Flanders, Deerhound, Dogue de Bordeaux, Giant Schnauzer, Great Dane, Irish Wolfhound, Leonberger, All Mastiff, All Mountain Dogs (Bernese, Estrela, Pyrenean), Newfoundland, Old English Sheepdog, Rottweiler, St Bernard and Shar-Pei.

Please Note: Cover available within New Zealand only.


> Click to apply now for Base Plan



   

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